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Well-designed life insurance policies focus on low costs

20. October 2022

Vienna-Life Lebensversicherung AG combines low fees with a highly flexible, individual and profitable investment strategy in its life insurance solutions. Life insurance and annuity policies can be used for asset protection and retirement financing.   As of January 1, 2022, the guaranteed interest rate for life insurance policies was reduced from 0.9 percent to 0.25 percent for new policies. And according to a media report, insurance customers can expect the lower guaranteed interest rate for classic life insurance policies to be maintained in 2023. The German Actuarial Association (DAV), as the highest authority of German actuaries, had already issued…

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Liechtenstein life insurance: Make sure you choose the right provider

20. October 2022

Life insurance policies under Liechtenstein law combine many advantages. However, savers should choose the insurance company carefully in order to secure the policy and the assets permanently.   The small Alpine country of Liechtenstein stands internationally for the highest financial and economic stability and solidity. Liechtenstein is a successful business location, has one of the highest industrial quotas in the world with around 41 percent of gross value added coming from industry and goods-producing trades, and generates a gross national product per inhabitant of around 165,000 US dollars, one of the highest values worldwide. The constitutional monarchy with a…

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Gap between interest and inflation not acceptable

20. October 2022

Interest rates have risen slightly, but inflation is soaring. And there is no end in sight. So what options do savers have to invest their assets in a reasonably protected manner and maintain long-term return opportunities?   These are gloomy times for savers. On the one hand, interest rates are rising only very moderately; on the other, a horrendous inflation risk is building up. Inflation is already more than seven percent, and annual averages of more than six percent are expected. The president of the German Institute for Economic Research (DIW), Marcel Fratzscher, even warns in a media report…

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Nachhaltige Anlagestrategie im liechtensteinischen Lebensversicherungsmantel!

20. October 2022

Savers have a great interest in consistently implementing sustainability at the investment level in their life insurance as well. They therefore need the certainty that only truly ESG-compliant funds are used in the insurance wrapper as well. The following applies: Life insurance and ESG-compliant investing belong inseparably together.   Climate change, child labor, digitalization, natural resource scarcity, violation of human rights, etc.: There are numerous problems in the world that are a cause for concern and that move many people. They are therefore looking for ways to invest their money with a good conscience and thus change the environment,…

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Finance

Disillusionment on the crypto market

20. October 2022

After the extreme volatility of the crypto markets decreased in recent months, there was almost a semblance of stability. There were different signals that inspired confidence. However, the last few days and weeks have been devastating for the industry as supposed pillars of security have proven to be ineffectual. The conclusion remains, cryptos are still in their infancy and the classics of alternative investments are more trustworthy.   The intelligent investor likes to look around for alternatives. Alternative investments are often invested in because history has shown that when certain scenarios occur, their price goes up in contrast to…

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Schnifisschnauf 2022: Record donations and 10 years of Social Active Day

20. October 2022

With its Social Active Day, the Vienna Insurance Group supports a variety of social initiatives year after year, thus making a valuable contribution to a future worth living in Europe. This is also the case at Vienna Life, where all employees “donate” a day of work for a good cause. In 2017, the “Schnifisschnauf” was born. Since then, Vienna-Life organizes an annual mountain run on the Hensler above Schnifis, Vorarlberg. Thereby families, hobby and professional athletes as well as friends of Vienna-Life conquer a distance of 4.8 kilometers and 680 meters of altitude. In addition, donations are raised during…

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Finance

In search of stability

20. October 2022

Good news is rare in the news these days. Politics is plunging from one threatening fiasco to the next. The war in Ukraine reveals the fragile environment of the European Union. Currently, the issue of gas supplies is the one that is causing concern among citizens. We have almost become accustomed to record inflation. It’s no wonder that more and more people are looking for new options that provide security. People from Germany or Austria currently have to worry about whether gas supplies will reach their homes this winter. The war in Ukraine is spreading and has the…

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Investment in silver, high potential and good timing

20. October 2022

Due to thevolatile markets and the return of high key interest rates as well as record inflation, many investors are asking themselves whether investments in precious metals could make sense again. One precious metal that is repeatedly overshadowed by other precious metals is silver. Yet an investment a lot of potential in silver. Silver is a fundamental investment opportunity that every investor with the basic ideas of asset protection should take advantage of. Silver has an inherent material value that cannot be increased synthetically. Unlike other precious metals, silver is primarily a consumer commodity; it is not held primarily…

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Vienna Insurance Group with track record at the half-year mark 2022

20. October 2022

Significantly higher premiums and profit, clearly improved combined ratio • Premium volume increased by 11.6 percent to 6.44 billion euros • Profit before taxes increased by 10.3% to 277.3 million euros • Combined ratio improved by 0.9 percentage points to 94.3 percent • Solvency ratio of the VIG Group increased to 285 Vienna Insurance Group (VIG) continues its excellent business performance with the 2022 half-year results. There is a clearly discernible improvement in the most important key figures compared to the same period of the previous year. ” We continue to find ourselves in a very…

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New Vienna Life website

20. October 2022

  Everything new here? No worries! Vienna-Life has a new homepage. We invite you to click through, share and discover. The redesign was done according to the principle of “Clean Design” or in other words: less is more. You will now find all relevant information in a more compact format which is not only clearer, but also good for the eye. We are not only proud of our sparkling and new landing page, but also of 2 very special tools that mean a special added value for you as a customer: The Document Finder and the Fund Finder. These…

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Participation in the VIG Talent Program in Berlin

20. October 2022

This week, the second part of the VIG Talent Program took place at the renowned European School of Management and Technology -ESMT in Berlin. A total of 25 people from 12 countries and 19 VIG companies participated. Vienna Life was represented by Maximilian Fichtenbauer.   Die Teilnehmer am VIG Talent Programm 2022   The declared goal of the Talent Program is to give VIG’s internal talent the best possible preparation for the challenges of the coming years and to strengthen the exchange and networking between the companies. After all, the business goals described in the “VIG 25” strategy can only…

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