In search of stability

20. October 2022

Good news is rare in the news these days. Politics is plunging from one threatening fiasco to the next. The war in Ukraine reveals the fragile environment of the European Union. Currently, the issue of gas supplies is the one that is causing concern among citizens. We have almost become accustomed to record inflation.

It’s no wonder that more and more people are looking for new options that provide security. People from Germany or Austria currently have to worry about whether gas supplies will reach their homes this winter. The war in Ukraine is spreading and has the potential to change our way of life. It is not exactly reassuring to learn that Ukraine has now been granted candidate status for EU membership. Considering that not so long ago the UK was part of the EU and now a war-torn country is being admitted to the community instead, concerns about the stability of the monetary union are justified. The monetary policy of the European Central Bank has done the rest and contributed to the current inflation dynamic. It is therefore all the more understandable that alternatives are being discussed. To mitigate the risks, which are on 2 levels – those of geopolitics and asset protection – Vienna-Life offers a holistic solution. It is possible to invest in real assets such as physical gold in the form of a unit-linked life insurance policy. Historically, gold has proven to be a good alternative for uncertain times. If a currency crisis should actually come our way now, gold is the medium that secures the real value of personal assets beyond the time of the crisis. The fund VL Goldinvest Plus (ISIN: LI0038980699) contains a special unique selling point: The fund invests in physical gold, which is stored in the vault of a Liechtenstein bank. This includes several capital protection features. Liechtenstein is not an EU country, has no government debt and inflation figures of around 3%. Monetary risks are therefore almost non-existent. Other gold funds, especially in Germany do not invest in physical holdings but in certificates and are therefore much more vulnerable. In addition, your investment is particularly protected due to Liechtenstein insurance law. Even independent of crises, many experts believe that gold and precious metal investments are indispensable as part of a balanced investment strategy. If you would like more information about this, please feel free to contact us at:

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