Fröhliche Gesichter

Vienna-Life Lebensversicherung AG

The optimal solution
for your asset accumulation
and private retirement provision

Vienna - Life is a specialist provider
for unit-linked life insurance solutions.

For Insurance Brokers

Insurance Solutions for Brokers

With the Private Wealth Policy, Vienna-Life offers insurance brokers flexible and legally sound solutions for their clients’ wealth planning.
Expand your offerings and attract discerning clients with a modern insurance concept.

Become an agent!
  • Security
  • Yield
  • Comfort
  • Strong financial center

Safe and reliable

Thinking across generations

Cross-generational thinking, is the guiding principle when it comes to the solutions of Vienna-Life. With our unit-linked life insurance policies, you have the opportunity to benefit from tax and legal advantages in a secure environment. Due to the large selection of funds, there are many possibilities to generate income and to lay the foundation for the accumulation of assets for your children and grandchildren. In connection with the location of Liechtenstein, the strengths of the insurance solutions of Vienna-Life unfold. The small country in the middle of the Alps, is culturally relatively similar to the other German-speaking countries, but it knows how to stand out especially in terms of political and economic stability. The country has no national debt and it has a AAA+ rating. The financial well-being of the people is anchored in the constitution here.

Vermögen bilden, Vermögen schützen

Fondsgebundene Lebensversicherung

Our solutions enable intelligent structuring of your assets.

While retaining the tax advantages of a traditional life insurance policy, you gain access to the financial hub of Liechtenstein and an investment universe that leaves little to be desired.

PWP Protect - Systematic Risk Diversification

Investment options such as physical gold (e.g., the GoldInvest Plus Fund) and diversified investment portfolios provide broad protection—investing steadily while capitalizing on opportunities.

PWP Legacy - Estate Management for Generations

The PWP enables tax-optimized asset transfer outside the estate and reduces claims to a statutory share—a smart way to pass on assets rather than letting them go to waste.

PWP Invest - Asset Management with a Long-Term Perspective

In addition to tax advantages, the PWP offers a flexible investment vehicle—helping you plan your assets and create financial flexibility.

This information is provided solely for general product information purposes and does not constitute legal, tax, investment, or sustainability advice.
Legal, tax, and economic implications depend on the individual’s personal circumstances, tax residency, applicable jurisdiction, contract terms, choice of investment options, and the applicable legal framework. Before making a decision, you should seek independent legal, tax, and, if applicable, investment advice.

PWP - Private Wealth Policy

Positive Initial Results One Month After the Update

2. September 2026

About a month ago, Vienna-Life added new features to the Private Wealth Policy. The focus was on two goals: simplifying the process for sales partners and being able to accommodate additional customer scenarios. After the first few weeks, it is clear that brokers have responded particularly positively to the automatic submission of applications and the option to designate legal entities as policyholders. It’s time for an initial assessment.   Less effort in the application process One of the most significant changes concerns the processing of applications. Since the update, applications have been automatically submitted electronically. This reduces the need for additional manual steps and media breaks. Especially with a solution like the Private Wealth Policy, a process that is…

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Frequently Asked Questions About Vienna-Life Lebensversicherung AG

Here you will find concise answers to the most important questions about Vienna-Life Lebensversicherung AG: from the company profile and distribution channels to the solutions offered for wealth accumulation and retirement planning, as well as opportunities for collaboration with insurance brokers.

What is Vienna-Life Lebensversicherung AG (Vienna Insurance Group)?

Vienna-Life Lebensversicherung AG Vienna Insurance Group is a wholly owned subsidiary of Vienna Insurance Group AG Wiener Versicherung Gruppe and is headquartered in Liechtenstein. It was founded at the turn of the year 1999/2000 and positions itself as a specialized provider of unit-linked life insurance solutions for wealth accumulation and private retirement planning.

Does Vienna-Life work directly with customers or through insurance brokers?

Vienna-Life markets its products through insurance brokers rather than via traditional direct sales to end customers. For brokers, the “For Brokers” section serves as a dedicated entry point to request a partnership and find relevant information.

What solutions does Vienna-Life offer for wealth accumulation and private retirement planning?

Vienna-Life offers customized unit-linked life insurance solutions for wealth accumulation and private retirement planning. At the heart of its offerings is the Private Wealth Policy, which combines flexible investment, asset protection, and estate planning into a single concept; within this solution, Vienna-Life distinguishes between the three focus areas: Protect, Legacy, and Invest.

Who is the Vienna-Life Private Wealth Policy suitable for, and what is the minimum investment amount required?

The Private Wealth Policy is particularly well-suited for individuals who are building long-term wealth, wish to invest flexibly, and want to address issues such as private retirement planning, asset protection, or structured estate planning. It is available starting at 25,000 euros and is primarily aimed at clients who are willing to assume investment risks.

Why is Vienna-Life an attractive partner for insurance brokers?

Vienna-Life is of interest to insurance brokers because the company specializes in unit-linked life insurance solutions for wealth accumulation, private retirement planning, and structured wealth transfer; it is headquartered in Liechtenstein and is part of the Vienna Insurance Group. This allows Vienna-Life to clearly position itself, particularly among clients who require long-term wealth structuring, retirement planning, and estate planning.

How can insurance brokers work with Vienna-Life, and where can they find the necessary documents?

Insurance brokers can request a partnership with Vienna-Life via the “For Brokers” page. Forms, basic information, and other service documents are available in the Document Finder; fund-related documents can also be found in the Fund Finder. You can also contact us by email at office@vienna-life.li or by phone at +423 235 0660.