Products | Vienna Life

Unit-linked Life Insurance

Vienna-Life Insurance Lebensversicherung AG Vienna Insurance Group offers professional solutions for private retirement planning, particularly through the Private Wealth Police. For each policy, an individual bank account is opened in Liechtenstein, enabling diverse investment opportunities. Clients are able to invest in funds and can opt for active asset management if needed.

Additionally, the Private Wealth Police serves as an efficient tool for estate planning.

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Wealth Management

Through individual account management, the premium paid can be invested in funds chosen by the client.
Vienna-Life cooperates with leading banks in Liechtenstein and can also provide custodian banks in Switzerland, Germany, or Austria upon request.
The Private Wealth Policy combines the advantages of private banking with those of life insurance and is available with an investment starting at EUR 25,000.

Estate Planning

The Private Wealth Police only ends with the passing of the last insured person.
There is flexibility to appoint different and/or multiple policyholders or insured persons, offering options for effective estate planning.

Tax Compliance

The tax advantages applicable to life insurance in Germany also apply to the Private Wealth Policy.

In Germany, this includes the so-called “12/62 rule”: If the policyholder is older than 62 at the time of payout and the contract has been in effect for at least 12 years, only half of the personal income tax rate is applied to the earnings.

Our Recommendation: Gold!

Vienna-Life is the initiator of several investment funds, including the GoldInvest Plus Fund – Vienna Life Class with ISIN LI0038980699. This fund invests in physical gold, securely stored in Liechtenstein, reflecting our philosophy of value preservation and security.

We firmly believe that precious metals are particularly well-suited to maintaining the real value of assets across generations.

With the Private Wealth Policy, we offer you the opportunity to benefit from the value development of gold while simultaneously establishing a solid foundation for your personal retirement planning.

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Information material about the products & more

Here, clients can find important documents, forms, and materials related to Vienna-Life products in the download area.
The Document Finder provides key information documents, useful forms for existing policies, and additional background information.
The Fund Finder offers a concise summary and key information documents for the funds available under within our solutions.

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Table of all the avaliable fonds with filters.
Fund	ISIN	Type	SFDR Rating	Risk	Asset Manager
L&G Gerd Kommer Multifactor Equity UCITS ETF	IE0001UQQ933	Equity	SFDR Art. 8	4	LGIM Managers (Europe) Limited, Teil der Legal & General Group
Vanguard ESG Emerging Markets All Cap Equity Index Fund	IE00BKV0W243	Equity	SFDR Art. 8	4	Vanguard Group (Ireland) Limited
Incrementum All Seasons Fund -EUR-R-	LI0477123637	Balanced funds		4	IFM Independent Fund Management AG
iShares Ageing Population UCITS ETF USD Accu	IE00BYZK4669	Equity	SFDR Art. 8	4	BlackRock Asset Management Ireland Limited
iShares Automation & Robotics UCITS ETF USD Accu	IE00BYZK4552	Equity	SFDR Art. 8	5	BlackRock Asset Management Ireland Limited
iShares Healthcare Innovation UCITS ETF USD Accu	IE00BYZK4776	Equity	SFDR Art. 8	5	BlackRock Asset Management Ireland Limited
Templeton Growth (Euro) Fund	LU0114760746	Equity	SFDR Art. 8	4	Franklin Templeton International Services S.à r.l.
Pictet CH – Short-Term Money Market CHF – P dy	CH0011292312	Money market funds		1	Pictet Asset Management (Europe) S.A.
M&W Privat	LU0275832706	Balanced funds		5	LRI Invest S.A.
DJE Golden Wave	AT0000675707	Fund of Funds		4	MASTERINVEST Kapitalanlage GmbH
C-Quadrat Arts Total Return Balanced VT	AT0000A08EV6	Balanced funds	SFDR Art. 8	3	Ampega Investment GmbH
Global M3 AGmvK – AuraRent Fund EUR	LI0043686851	Balanced funds		3	Ahead Wealth Solutions AG
Global Sustainability Core Equity Fund EUR Accumulation Shares	IE00B7T1D258	Equity	SFDR Art. 8	5	Dimensional Ireland Limited
Euro Inflation Linked Intermediate Duration Fixed Income Fund EUR Accumulation Shares	IE00B3N38C44	Pension fund		3	Dimensional Ireland Limited
Sauren Global Balanced A	LU0106280836	Balanced funds		3	IPConcept (Luxemburg) S.A.
Vanguard Global Bond Index Fund EUR Hedged Acc	IE00B18GC888	Pension fund		2	Vanguard Group (Ireland) Limited
Carmignac Patrimoine	FR0010135103	Balanced funds	SFDR Art. 8	3	Carmignac Gestion S.A
Xtrackers Portfolio UCITS ETF	LU0397221945	Balanced funds		3	DWS Investment S.A.
Xtrackers II EUR Overnight Rate Swap UCITS ETF	LU0290358497	Money market funds		1	DWS Investment S.A.
iShares S&P 500 EUR Hedged UCITS ETF	IE00B3ZW0K18	Equity		5	BlackRock Asset Management Ireland Limited
iShares MSCI World EUR Hedged UCITS ETF Acc	IE00B441G979	Equity		4	BlackRock Asset Management Ireland Limited
iShares Core MSCI World UCITS ETF USD Accu	IE00B4L5Y983	Equity		4	BlackRock Asset Management Ireland Limited
iShares Core MSCI Europe UCITS ETF EUR (Acc)	IE00B4K48X80	Equity		4	BlackRock Asset Management Ireland Limited
iShares MSCI Emerging Markets UCITS ETF USD (Acc)	IE00B4L5YC18	Equity		4	BlackRock Asset Management Ireland Limited
iShares MDAX UCITS ETF DE EUR Accu	DE0005933923	Equity		5	BlackRock Asset Management Deutschland AG
iShares Gold Producers UCITS ETF USD Accu	IE00B6R52036	Precious metal funds		6	BlackRock Asset Management Ireland Limited
iShares Global Inflation Linked Government Bond UCITS ETF USD Accu	IE00B3B8PX14	Pension fund		3	BlackRock Asset Management Ireland Limited
iShares Euro Inflation Linked Government Bond UCITS ETF EUR Accu	IE00B0M62X26	Pension fund		3	BlackRock Asset Management Ireland Limited
iShares Diversified Commodity Swap UCITS ETF DE	DE000A0H0728	Commodity and tangible asset funds		4	BlackRock Asset Management Deutschland AG
iShares Core DAX UCITS ETF (DE) EUR Accu	DE0005933931	Equity		5	BlackRock Asset Management Deutschland AG
iShares Core S&P 500 UCITS ETF USD Accu	IE00B5BMR087	Equity		5	BlackRock Asset Management Ireland Limited
iShares Core EURO STOXX 50 UCITS ETF EUR Accu	IE00B53L3W79	Equity		5	BlackRock Asset Management Ireland Limited
iShares EURO STOXX UCITS ETF (DE)	DE000A0D8Q07	Fund of Funds		4	BlackRock Asset Management Deutschland AG
World Equity Fund EUR Accumulation Shares	IE00B4MJ5D07	Equity		4	Dimensional Ireland Limited
World Allocation 60/40 Fund EUR Accumulation Shares	IE00B9L4YR86	Fund of Funds		3	Dimensional Ireland Limited
U.S.Small Companies Fund EUR	IE0032768974	Equity		5	Dimensional Ireland Limited
Pacific Basin Small Companies Fund EUR Accumulation Shares	IE0034140511	Equity		4	Dimensional Ireland Limited
Global Targeted Value Fund EUR Accumulation Shares	IE00B2PC0716	Equity		5	Dimensional Ireland Limited
Global Small Companies Fund EUR Accumulation Shares	IE00B67WB637	Equity		5	Dimensional Ireland Limited
Global Short-Term Investment Grade Fixed Income Fund EUR Accumulation Shares	IE00BFG1R338	Equity		2	Dimensional Ireland Limited
Global Short Fixed Income Fund EUR Accumulation Shares	IE0031719473	Pension fund		2	Dimensional Ireland Limited
Global Core Equity Fund EUR Accumulation Shares	IE00B2PC0260	Equity		4	Dimensional Ireland Limited
European Value Fund EUR Accumulation Shares	IE00B1W6CW87	Equity		5	Dimensional Ireland Limited
European Small Companies Fund EUR Accumulation Shares	IE0032769055	Equity		4	Dimensional Ireland Limited
Emerging Markets Value Fund EUR Accumulation Shares	IE00B0HCGV10	Equity		4	Dimensional Ireland Limited
Vanguard ESG Developted World All Cap Equity Index Fund EUR Acc.	IE00B5456744	Equity	SFDR Art. 8	4	The Vanguard Group Inc. Europe Equity Index Team
RobecoSAM Sustainable Healthy Living Equities D EUR	LU2146189407	Equity	SFDR Art. 9	4	ROBECO Netherlands
PICTET WATER – P EUR	LU0104884860	Equity	SFDR Art. 9	4	Pictet Asset Management (Europe) S.A.
PICTET – TIMBER – P EUR	LU0340559557	Equity	SFDR Art. 9	5	Pictet Asset Management (Europe) S.A.
ÖKOWORLD ÖKOVISION® CLASSIC C	LU0061928585	Equity	SFDR Art. 9	4	ÖKOWORLD LUX S.A.
Kepler Ethik Rentenfonds (T)	AT0000642632	Pension fund	SFDR Art. 8	2	KEPLER- FONDS Kapitalanlagegesellschaft m.b.H.
Fidelity Funds – European Growth Fund A-Euro	LU0048578792	Equity	SFDR Art. 8	4	FIL Investment Management (Luxembourg) S.A.
ETHNA-AKTIV A	LU0136412771	Balanced funds	SFDR Art. 8	3	ETHENEA Independent Investors S.A.
Global Sustainability Fixed Income Fund EUR Accumulation Shares	IE00BKPWG574	Pension fund	SFDR Art. 8	3	Dimensional Global Sustainab.Fixed Inc.Fd.EUR Acc
Apollo Nachhaltig Muendel Bond	AT0000746961	Pension fund	SFDR Art. 8	2	Security Kapitalanlage AG
ERSTE RESERVE EURO PLUS, Name des Tranche ERSTE RESERVE EURO PLUS EUR R01 (OGAW)	AT0000812979	Money market funds	SFDR Art. 8	2	Erste Group Bank AG
Oculus Value Capital Fund AGmvK Class B	LI0445024057	Equity		5	CAIAC Fund Management AG
iShares € Corp Bond ex-Financials 1-5yr ESG UCITS ETF EUR Dist	IE00B4L5ZY03	Pension fund	SFDR Art. 8	2	BlackRock Asset Management Ireland Limited
GoldInvest Plus Fund – Klasse Vienna-Life	LI0038980699	Precious metal funds		4	Ahead Wealth Solutions AG
Global M3 AGmvK – Silver Plus Fund EUR	LI0131952017	Precious metal funds		5	Ahead Wealth Solutions AG
ARERO – Der Weltfonds	LU0360863863	Balanced funds		3	DWS Investment S.A.

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Table of all the avaliable documents with filters.
Document	Type
Angaben gemäß Art. 367h und Art. 367i PGR	Information material about the company	Download
Änderung der Anlagestrategie für PWP	Forms	Download
VL GoldInvest Plus Fund Barrenliste	General Information	Download
VL GoldInvest Plus Fund Prospekt ISIN LI0038980699	General Information	Download
Change of policyholder	Forms	Download
Bericht über Solvabilität und Finanzlage 2023 (SFCR)	Information material about the company	Download
VIG Konzernbericht 2023	Information material about the company	Download
VIG Nachhaltigkeitsbericht 2023	Information material about the company	Download
Handelsregisterauszug	Information material about the company	Download
Adressänderung / Beitragsfreistellung /Beitragserhöhung / Beitragsreduzierung des bestehenden Versicherungsvertrages	Forms	Download
Zuzahlungsantrag	Forms	Download
Todesfallmeldung	Forms	Download
SEPA-Lastschriftmandat (Einzugsermächtigung und Bankverbindungsänderung)	Forms	Download
Policenverlusterklärung	Forms	Download
Geltendmachung der Betroffenenrechte	Forms	Download
Gebühren für Mehraufwendungen	Forms	Download
Änderung der Fondsaufteilung VBP	Forms	Download

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Unit-linked Life Insurance

Wealth Management

Estate Planning

Tax Compliance

Our Recommendation: Gold!

Download Area

Information material about the products & more

Select Finder:

Select type:

Select risk category:

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Select document category: